Where to go with the money? At zero to 0.5 percent interest rates that you can get at the bank right now. Speculation with derivatives is only a thing for gamblers with good nerves. So why not invest in enjoyment and thus achieve a nice return? Since the turn of the millennium, investment bankers have…
Knowledge Around Dividend Aristocrats
Dividend aristocrats are exchange-traded companies that distinguish themselves by paying a constant dividend. Dividend aristocrats have steadily increased their dividends over a period of at least 25 years, and these companies are characterized by continuity that makes it fairly easy for investors to plan. Dividend aristocrats, also known as dividend kings, can thus conclude with…
My Start To The Financial Independence Retire Early Journey
With the end of the year 2018 and my 21st birthday, my journey to Financial Independence Retire Early, which I had announced on this blog, it started with the after midnight toast on my Birthday- and New Year Party I also began my frugalist lifestyle adventure. My goal is to change my lifestyle in such…
Do You Want To Start Your Path To Financial Freedom Now?
Can I become financially free? I ask myself this question more often lately. Most financial bloggers set themselves ambitious goals: they want, for example, to be free up to the age of 40 or at least reduce the number of weekly hours. Especially the latter sounds already tempting, although I like to work. Because of…
“Financial Freedom” A Keyword With Too Many Question Marks
“Financial freedom” is a buzzword with renown status. If you enter the search terms “financial freedom” or similar term variations such as “financial independence” or “passive income” on Amazon, the website spits out more than 1,000 books. For Google, the number of hits for these keywords is in the three-digit million range. In the financial…
Sustainable Asset Accumulation With Real Estate
With the current low interest rates, investors need to deviate from the “classical” wealth creation methods and find new ways to really make the money work for them. In addition to buying shares in companies via individual shares or ETFs, real estate in particular offers a unique opportunity to build sustainable assets because of the…
Frugalism: Ironies For Financial Freedom?
“Financial freedom by retiring at age 40” was a headline from a journal article. I find the idea of not having to work until 67 or even longer interesting, so I read on. “Frugalists save with iron methods,” was the second part of the title, which somehow sounded less tingling. But the idea that it…
What Does Investing Mean? That’s Why Everyone Should Invest!
Investing generally means that energy is being used for anything, with the hope that it will return more than it has invested in in the long run. For example, in the financial sector, time, money and energy can be invested in education to earn more afterwards. In other areas it is often said that, for…
Apes Are The Best Investors
There are several studies in which monkeys or other animals compete against expert investors from the investment industry. For example, the monkeys choose blocks that each represent one share and thus put together their portfolio. Anyone hearing about this study for the first time will probably think that professional investors are much better. After all,…
Finding Your Own Motives For Financial Freedom
In order to be motivated for the long term to take care of your financial freedom, you should know exactly why you want it and what advantages this has for you. For many people, finance is badly neglected and they do not care about their finances at all. Hardly anyone knows how much he spends…