10 Saving Tips From A Frugalist

Anyone who has already dealt with a frugalist may already suspect it. This lifestyle sounds very much like abandonment and an extremely stony path. Nothing for washcloths so would say the vernacular. But the decision to be a frugalist is about something completely different.

The focus is not the renunciation, but the awareness of the objects of everyday use and their actual benefits, for one’s own life. Thus, frugalists are not self-sacrificing minimalists, but attentive consumers who aim to live their own lives as quickly as possible.

To achieve this goal, they simply ask themselves if what they need to live is actually necessary. Do I need a new smartphone every year? Do I need a video game immediately when released or will I order a pizza for the fourth time this week? Everything that is left is invested. I will also show you below how you can effectively save money to give you the financial freedom to live a better life.

1. Proper planning

Often it is enough for a frugalist to just plan properly. Just start with food planning for a week. For example, from Monday to Sunday, think about what you would like to eat when. Write down the dishes and snacks, plan for snacks or cravings, and make a note of everything you need to buy. Money-eaters are often also the meals at work and when we have to eat out. Is there an alternative to bring your own food?

So you go, if you plan ahead, only do the shopping once properly. This saves not only time but also money. You can also use special offers after some time, as the weekly plans repeat at some point you can buy stocks in advance. With this tactic you also circumvent “pleasure buyings”, which make up for a significant proportion of the monthly costs.

2. Buy only the essentials

The most important rule when shopping as a frugalist is to stick to the shopping list and not to walk through the food-filled shelves with an empty stomach. So focus on the essentials and pay attention to offers that you find on the Internet or in notebooks. If you have everything and are on the way to the cash register, take a little time and pause. Check your note again and compare your purchase with what you have made. Is everything included, what is needed or something that is superfluous that you can put back?

Are there, for example, also branded products part of your purchase that you can replace with private labels? Often there are tables in supermarkets with reduced items. If there is something that fits your weekly schedule, this is an effective way to save money.

3. Cook yourself

If you already have the plan how your culinary week is designed, it is also much easier dispensing delivery services, ready meals or fast fast food on the go. One of the most common reasons we eat out is that we did not absorb enough nutrients over the day. Frugalists usually eat a rich, healthy diet. Especially the basic foods such as potatoes, carrots, rice, pasta, lentils are very cheap. A tomato sauce for a pasta treat is quickly prepared from a few ingredients. No delivery service is so fast and it saves you even money.

In addition, you should make sure to take enough food to take with you at work. After the job passing at a snack hungry, can ruin your whole savings plan. Breads, a fresh salad or sliced fruit as well as vegetables in between do not only saturate, but are healthy and cheap at the same time.

4. Check your household costs

A lot of expenses are not directly impacting on your own purse, but instead are deducted monthly and thus fall a little out of sight of the actual costs. For example, at least once a year, a frugalist should conduct their own insurance checks. Either yourself or with professional help. In doing so, unforeseen cost savings can often be achieved.

The same applies to the power consumption. Do all stand-by lights on your devices really have to burn all night? Are there any other power guzzlers? You can also reduce water consumption with a flow limiter. You not only save on your costs, but also do something good for the environment.

In the long term, it may also be wise to gradually replace your electrical appliances with more energy efficient appliances. These usually pay for themselves after a few years.

5. Use cash

Paying with a card or, more recently, with a smartphone is now easier than ever. At the same time, however, this means that we often lose awareness of our monetary transactions. Only when we then check our account online or get a classic paper bank statement, we notice what has flowed out of our pockets. It makes much more sense for us, as a frugalist, to create a kind of household budget with the planning for the week and to fill it again at the beginning of the month. The rest that is left comes out and is saved. So you should always take cash with you for your purchases. On the one hand, you have an actual overview of what your food costs, on the other hand, you also get a reference to the things that you consume.

6. From nature

Unfortunately, the knowledge about herbs and wild plants is less and less passed on. There are a lot of wild herbs that we can eat, especially for a frugalist in temperate climates. Especially with wild plants, a wild herb hiking tour would help to get a precise overview on site. Education centers often offer appropriate courses at reasonable prices.

However, dandelion, elderberry, maple, daisy and nettle can be eaten without hesitation. There are a lot of other sites online to get ideas on how to boost your diet and learn how to grow your own food that you can integrate into your daily diet and in the process makes you save money.

On certain websites, you can also find useful information and maps of your surroundings, shrubs and trees, with fruits of which you can use. You can also grow a lot of crops and herbs in your own home.

7. Pay attention to your health

Even if it sounds worn out, this is one of the most far-reaching saving tips for any frugalist. Your body is your temple. Think carefully about what you eat and pay attention to integrate a lot of fruits and vegetables into your diet. But things that we do to our body are not only harmful to our health, they also cost a lot of money. Such as for example smoking or consuming alcohol and sweets. Of course, it would be ideal to just give them up. However, the fact that we resort to such things speaks already for the fact that we are just not healthy. So become aware of what makes you in your life resort to these things.

One of the key points, in addition to nutrition, to stay healthy, is to move. People have always been on the move. Walk when you go shopping or to work, if possible. Go hiking, walking or jogging. If you get sick, it costs not only on your well-being, but also money in the form of matching payments, lost earning time and medication.

8. Trade and share

Take a picture of your environment. Are there any opportunities to work together or share? For example, for a frugalist, building a work-fare driving community to go to your workplace is a great way to save money. Maybe the car including tax and insurance costs can be completely abolished? As an alternative, a bicycle can be used. If you need a car from time to time, you can use car-sharing offers in many cities.

In addition, there are countless alternative projects out there in which you can contribute or that can benefit yourself. So food-sharing is a great way to share food with others that is no longer needed by you and on the other hand get the foods needed for yourself. Even with neighborhood initiatives, there are clothing exchanges or other exchange projects you can help others and in the process save money.

The most classic of these options is the library. For a small contribution you will get access to books, DVD’s and music CD’s, with which you can continue to educate yourself on a budget.

9. Enjoy together

Although the world wants us to believe that possession is the most important thing for us to define ourselves, it is actually the least important thing in my humble opinion. Having a good time with friends or family, cycling with friends, picnicking with friends in the park or a social evening with board games. These are the things that anchor us in our lives and real life communities in a stable and therefore healthy way and thus allow us to enjoy ourselves at an low affordable price. Of course, spending time with loved ones can not be balanced out with money. However, it can not be denied that sharing good times, in which everyone participates equally, helps you saving money.

10. Repair or buy second hand

Most of  us still know from our grandmothers that: socks are stuffed and mended before we through them away to buy new ones. So a good way for a frugalist to prevent bulky waste and unexpected additional expenses is to see when you buy something new for your own household to make sure that it can be repaired or mended when broken. Often there are clubs in cities, where you can have cost-effective electrical appliance repair services. For a small obolus, you also get everything at hand to become active yourself in such a non-profit organization.

Clothes, furniture and other things can also be bought used in very good condition at a low price. The advantage here is clearly the price. In addition, as the resources have already been used for these things, it is also highly recommended for environmental reasons to resort to affordable secondhand stuff and belongings.

Everyone can save money

If we are completely honest with ourselves, the problem is not saving money. The problem is our attitude. Our convenience. In addition to the options listed here, there are a variety of other options that also make it easy for you to become a frugalist and to get your saved money work for you.

If you have other suggestions on how to save money in your daily life, feel free to share them in the comment box below.

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